In order to receive the certification, INIT had to submit extensive information about the fare management and clearing system MOBILEvario and provide a system demo of an example project as reference. INIT chose their successful contactless payments project in Turku, Finland as example that the system could work in accordance with all of Visa’s specifications. The certification scope included MTT compliant transaction formats, deny list management, payment aggregation and automatic debt recovery – the major requirements for a comfortable and secure passenger experience. INIT and MOBILEvario passed the tests without requiring changes or adaptations of the system to achieve the certification.